The KRUK Group was founded in Wroclaw in 1998. Itis listed on the WSE bond market and on the Warsaw Stock Exchange since 2011. The Group has 14 companies in 6 countries. Additionally to the core business, KRUK Group operates a law firm - Raven, a detective office and, the Polish Register of Debtors – ERIF - plus various investment and securitization platforms in Malta and Luxemburg.
KRUK operates in Slovakia, Poland, the Czech Republic, Romania, and Germany. Starting with 2002, until 2014, KRUK has purchased debt portfolios of which the nominal value is 5,24 million Euros. In the 370 portfolios of the Group, there are included more than 3 million individual cases. 59 debt portfolios were bought in 2014 by the KRUK Group;their total nominal value was 920 million Euros. Taking in consideration the 138 million Euros which were paid for the portfolios, investments had with 55% more value, compared with 2013. KRUK has a market share of 21% in Poland, 38% in Romania, 9% in Slovakia and the Czech Republic . This means the Group is one of the most successful businesses in the entire region.
KRUK intends to expand its current business lines on the existing markets and plans to develop new ones on new foreign markets. Respecting the product range, the Group also wants to continue purchasing mortgage, consumer, and corporate debt portfolios, to provide debt management services. Moreover KRUK will develop credit information services and the consumer loan business.