KRUK GROUP

The KRUK Group is one of the largest debt management companies in Europe, founded in 1998 in Wrocław. The Group manages debt portfolios in Poland, Romania, Italy, and Spain and also holds assets in France. The Group's main business line is the collection of purchased debt for its own account, primarily unsecured retail debt. Additionally, the Group provides debt management services on commission in Poland, Spain, and Italy and offers consumer loans in Poland and Romania.

KRUK S.A. shares are listed on the Warsaw Stock Exchange (GPW), while its bonds are traded on Catalyst and Nasdaq in Sweden. The company's shares are included in the WIG20 index. The Group employs over 3,500 full-time employees (FTE) and collaborates with the largest financial institutions in Europe.

 

SHAREHOLDING
KRUK SA shareholding at March 14th 2025
Shareholder Number of Shares Share in the share capital (%) Share of the total vote (%)
Shareholder Piotr Krupa and indirectly through the Krupa Fundacja Rodzinna* Number of Shares 1 716 965,00 Share in the share capital (%) 8,85 Share of the total vote (%) 8,85
Shareholder NN OFE* Number of Shares 2 488 000,00 Share in the share capital (%) 12,83 Share of the total vote (%) 12,83
Shareholder Allianz OFE** Number of Shares 2 033 441,00 Share in the share capital (%) 10,48 Share of the total vote (%) 10,48
Shareholder PZU OFE* Number of Shares 989 865,00 Share in the share capital (%) 5,10 Share of the total vote (%) 5,10
Shareholder Vienna OFE* Number of Shares 1 044 523,00 Share in the share capital (%) 5,39 Share of the total vote (%) 5,39
Shareholder Generali OFE* Number of Shares 1 650 065,00 Share in the share capital (%) 8,51 Share of the total vote (%) 8,51
Shareholder Others Number of Shares 9 473 359,00 Share in the share capital (%) 48,84 Share of the total vote (%) 48,84

*Data based on the list of shareholders at the KRUK S.A. EGM 30.01.2025

** Data based on Shareholder's notification of March 14h 2025 (current report no 22/2025)

SEE CHART
MISSION AND VISION
We guide clients on the path to getting out of debt,
being ethical and effective while educating the public
about responsible finances.
We are building a world of financial balance
based on mutual trust, where promises
and commitments are fully honored.
KRUK GROUP STRUCTURE

KRUK Group consists of KRUK S.A. and 21 subsidiaries.

MILESTONES
ASSOCIATIONS

 

(Germany, since 2015)

BDIU is a leader and trustworthy representative of the receivables management industry. It promotes responsible dealings between members of the association, creditors and indebted people. The association is a mediator between the receivables management market and the state, representing and growing the industry.

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